Medical Malpractice – Insurance coverage that protects health care providers against patients who sue them under the claim that they were harmed by the physician’s negligent or intentionally harmful treatment decisions. This coverage can help prevent financial devastation in the event of a lawsuit.
The Southern Medical Association has partnered with Norcal Insurance Company, a Professional Liability Underwriter, to offer our physician members potentially significant discounts on their medical malpractice premiums. In many cases, a physician member may save 30%, 40% or even more depending on their state and specialty.
Quality, cost-effective medical professional liability insurance for independent physician practices of all sizes.
Potential cost savings up to 50% off your current rates.
With mounting costs, increasing regulations, red tape, and paperwork, you may feel like your practice is less about patients and more about keeping your head above water.
Southern Medical Association (SMA) has an easy way for you to make a smart business decision about your medical malpractice insurance.
Leveraging the size of its 4,000 members, SMA’s highly discounted Medical Malpractice Insurance Program offers physicians:*
• Significant discounts* usually available only to large healthcare systems
• Potential cost savings up to 50% off* your current rates
Economies of scale make this an easy win.
SMA’s Medical Malpractice Insurance Program offers coverage from a policyholder-owned, physician-directed company with local service backed by the resources of a leading national carrier:
• A.M. Best “A” (Excellent) rating
• 40 years of strength and stability serving physicians**
• Award-winning risk management CME activities
• 24/7 access to claims and risk management services
“I was not unhappy with my current carrier so I was hesitant to explore the SMA Malpractice Option. But after comparing coverage and rates, I was shocked at how much money I could save while maintaining superior coverage and defense from an A-Rated National Carrier.”
“I would highly recommend this program offered by the SMA. Starting a new practice is quite expensive and I am glad that I can spend more on the equipment I need rather than malpractice insurance. It was definitely worth the call.”
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