Medical Malpractice: Do you have the consent to settle?

Medical Malpractice: Consent to SettleDoes your malpractice policy allow you to decline settling and fight unjust claims in court to the very end?

If you have a “Consent to Settle Clause” in you policy, in order to settle a case, the insurance company must have your approval. If you reject this settlement, you reject it without further penalty.

For instance: if you purchase a policy with $1M limits and you lose at trial after declining to settle, your insurance company will still be required to pay up to a $1M verdict.

Malpractice Suits are very personal, and the Southern Medical Association wants you to have the ability to fight a claim to the very end.

The SMA Service’s exclusive Medical Malpractice program allows our insured’s to reject settlement offers without further ramifications.

We’ve aggregated the over 4,000 Southern Medical Association members to provide you with the underwriting discounts and terms & conditions to independent physicians that would normally be reserved for large hospital systems.

Our program could potentially save your practice up to 50% off your current rates.

Do you have time to read your policy? Most of our clients don’t – We can provide a quick review to determine if you have the dreaded hammer clause at no obligation.

Contact us at for additional information.


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About Teddy Gillen

Teddy Gillen is the Regional Director of Southern Protective Group and has a degree in Risk Management & Insurance from the University of Georgia. Southern Protective Group is a specialized, market-savvy insurance brokerage practice based in Metro Atlanta. Licensed nationwide with clients coast-to-coast, SPG is one of the Southeast’s fastest-growing, premier insurance brokerage firms. SPG is the Southern Medical Association’s exclusive endorsed broker for medical malpractice insurance coverage.

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