Well, ready or not, Christmas is coming. Our coffee club, made up of mostly seniors, began discussing how much we enjoy our families at Christmas. Even if a family member is not able to be with the others in person Christmas is a time everyone seems to try to connect with each other. The conversation about Christmas lead to each of us having a memory from a childhood Christmas that we shared. The person telling the story seemed to enjoy it more than the others. At our age reliving fun times is special. However, we soon realized that not everyone in the group had happy childhood Christmas memories. One of the guys begins to tell us about his dad having become very ill at a young age. His dad’s company did not offer disability insurance and he had not purchased any either. His mom did the best she could to keep the three kids dressed and keep food on the table. He said they never doubted they were loved but they often wondered why Santa did not visit their house, or if he did, why there were very few toys ever left for them. His stories lead us to the conversation of how it was hard to decide what to give our grandchildren for Christmas as most of them seem to have everything already. Let’s face it; the kids do not want clothes from grandparents. They want something special.
Then it happened: the suggestion was made, “Why not give our children life insurance for Christmas”? Now at first this sounded funny, even sad, to most of us. But as we listened to her explain the plan we all begin to feel it was a wonderful plan. Of course, we pray it never happens to our grandchildren, but if they lost one of their parents would it not be a blessing to know we had given a gift that would help them to be able to go on living the life style they were accustomed too. Nothing can replace a parent but it would be some comfort if everything else did not have to change. Our group started discussing the possibilities of giving a “gift that keeps on giving”. We agreed that with a little explaining, well maybe a lot of explaining, our families would understand we wanted to do something special for them this year. Would the kids really miss one less gift? Most of them would not. Now the choice is ours. Some of us think disability insurance is what we want to give our children. Other said their children had disability insurance through work but needed life insurance. One of the members decided to help by giving medical insurance for the year.
Do you think you would like to give a family member a “gift that keeps on giving”? We realize it may not be a “fun” gift but it sure would be a “peace of mind” gift.
Why not call SMA Serves, Inc. today and discuss the possibilities of giving insurance for Christmas? 1-800-423-4992